.HeroSection_hero__1Uavv{--navy:#0b1f4a;--navy-mid:#132a5e;--navy-light:#1e3a72;--gold:#f5a623;--white:#fff;background:var(--navy);position:relative;overflow:hidden;padding:5rem 2rem 4.5rem;text-align:center}.HeroSection_hero__1Uavv:before{top:-160px;right:-120px;width:600px;height:600px;background:radial-gradient(circle,rgba(245,166,35,.12) 0,transparent 65%)}.HeroSection_hero__1Uavv:after,.HeroSection_hero__1Uavv:before{content:"";position:absolute;border-radius:50%;pointer-events:none}.HeroSection_hero__1Uavv:after{bottom:-100px;left:-80px;width:420px;height:420px;background:radial-gradient(circle,rgba(30,58,114,.7) 0,transparent 70%)}.HeroSection_heroInner__iHAPF{position:relative;z-index:1;max-width:1400px;margin:0 auto}.HeroSection_heroEyebrow__o9Vb3{display:inline-flex;align-items:center;gap:8px;background:rgba(245,166,35,.15);border:1px solid rgba(245,166,35,.3);color:var(--gold);font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:6px 16px;border-radius:20px;margin-bottom:1.5rem;opacity:0;animation:HeroSection_fadeSlideDown__ot3O_ .6s ease .1s forwards}.HeroSection_heroTitle__vv8Eu{font-family:Playfair Display,Georgia,serif;font-size:clamp(2.2rem,5vw,3.4rem);font-weight:800;color:var(--white);line-height:1.12;letter-spacing:-.02em;margin-bottom:1.1rem;opacity:0;animation:HeroSection_fadeSlideDown__ot3O_ .6s ease .25s forwards}.HeroSection_heroTitleEm__Ie6Tr{font-style:italic;color:var(--gold)}.HeroSection_heroSub__EEcGx{font-size:1.2rem;color:#aab4cc;line-height:1.7;max-width:1400px;margin:0 auto 2rem;opacity:0;animation:HeroSection_fadeSlideDown__ot3O_ .6s ease .4s forwards}.HeroSection_heroMeta__Jl1wn{display:flex;justify-content:center;gap:1.5rem;flex-wrap:wrap;opacity:0;animation:HeroSection_fadeSlideDown__ot3O_ .6s ease .55s forwards}.HeroSection_heroMetaItem__sHZiO{display:flex;align-items:center;gap:6px;font-size:.8rem;color:#7a8cad;font-weight:600}.HeroSection_heroMetaDot__yL9Gz{width:5px;height:5px;border-radius:50%;background:var(--gold);opacity:.6}@keyframes HeroSection_fadeSlideDown__ot3O_{0%{opacity:0;transform:translateY(-16px)}to{opacity:1;transform:translateY(0)}}@media (max-width:480px){.HeroSection_hero__1Uavv{padding:3.5rem 1rem 3rem}}.PolicyLayout_policyLayout__GwAqO{--navy:#0b1f4a;--navy-mid:#132a5e;--navy-light:#1e3a72;--navy-pale:#eef2fa;--gold:#f5a623;--white:#fff;--off-white:#f7f8fc;--muted:#6b7a99;--border:#dde3f0;--r:14px;--r-sm:8px;max-width:1400px;margin:0 auto;padding:4rem 2rem 5rem;display:grid;grid-template-columns:220px 1fr;gap:3rem;align-items:start}.PolicyLayout_toc__EkTMK{position:sticky;top:88px;background:var(--white);border:1.5px solid var(--border);border-radius:var(--r);padding:1.25rem 1.25rem 1.5rem;opacity:0;animation:PolicyLayout_fadeSlideLeft__y8C_U .6s ease .7s forwards}.PolicyLayout_tocLabel__fXIFL{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:.9rem}.PolicyLayout_tocList__t7mOz{list-style:none;display:flex;flex-direction:column;gap:2px;padding:0;margin:0}.PolicyLayout_tocLink__M0gmM{display:block;font-size:1rem;color:var(--muted);text-decoration:none;padding:5px 8px;border-radius:var(--r-sm);transition:background .15s,color .15s;line-height:1.4;font-weight:500}.PolicyLayout_tocLinkActive__hs2tB,.PolicyLayout_tocLink__M0gmM:hover{background:var(--navy-pale);color:var(--navy-light);font-weight:700}.PolicyLayout_tocLinkActive__hs2tB:before{content:"▸ ";color:var(--gold)}.PolicyLayout_policyContent__kSmEG{display:flex;flex-direction:column;gap:1.5rem}.PolicyLayout_policyCard__r9fMl{background:var(--white);border:1.5px solid var(--border);border-radius:var(--r);overflow:hidden;opacity:0;transform:translateY(24px);transition:border-color .2s,box-shadow .2s}.PolicyLayout_policyCard__r9fMl:hover{border-color:#c5cfe8;box-shadow:0 6px 28px rgba(11,31,74,.07)}.PolicyLayout_policyCard__r9fMl.PolicyLayout_visible__mjHVC{animation:PolicyLayout_cardReveal__Silon .55s ease forwards}.PolicyLayout_policyCard__r9fMl:before{content:"";display:block;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .25s ease}.PolicyLayout_policyCard__r9fMl:hover:before{transform:scaleX(1)}.PolicyLayout_cardHeader__vkFVu{display:flex;align-items:center;gap:14px;padding:1.4rem 1.75rem;border-bottom:1px solid var(--border);background:var(--off-white)}.PolicyLayout_cardIcon__VUYqR{width:38px;height:38px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:1.3rem;flex-shrink:0;background:var(--navy-pale)}.PolicyLayout_cardNum__3KFIs{font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:2px}.PolicyLayout_cardTitle__i8Tvr{font-family:Playfair Display,Georgia,serif;font-size:1.3rem;font-weight:700;color:var(--navy);line-height:1.25}.PolicyLayout_cardBody__nBVzK{padding:1.5rem 1.75rem}.PolicyLayout_cardBody__nBVzK p{font-size:.92rem;color:var(--muted);line-height:1.8;margin-bottom:.85rem}.PolicyLayout_cardBody__nBVzK p:last-child{margin-bottom:0}.PolicyLayout_cardBody__nBVzK strong{color:var(--navy);font-weight:700}.PolicyLayout_inlineLink__MEGFW{color:var(--navy-light);font-weight:600;text-underline-offset:3px}.PolicyLayout_noteCard__BYqp6{background:var(--navy);border-color:var(--navy)}.PolicyLayout_noteCard__BYqp6 .PolicyLayout_cardHeader__vkFVu{background:var(--navy-mid);border-bottom-color:hsla(0,0%,100%,.1)}.PolicyLayout_noteCard__BYqp6 .PolicyLayout_cardIcon__VUYqR{background:rgba(245,166,35,.15)}.PolicyLayout_noteCard__BYqp6 .PolicyLayout_cardNum__3KFIs{color:#7a8cad}.PolicyLayout_noteCard__BYqp6 .PolicyLayout_cardTitle__i8Tvr{color:var(--white)}.PolicyLayout_noteCard__BYqp6 .PolicyLayout_cardBody__nBVzK p{color:#aab4cc}.PolicyLayout_noteCard__BYqp6 .PolicyLayout_cardBody__nBVzK strong{color:var(--gold)}.PolicyLayout_noteCard__BYqp6:hover{border-color:rgba(245,166,35,.35);box-shadow:0 6px 28px rgba(0,0,0,.2)}.PolicyLayout_noteCard__BYqp6:before{background:var(--gold)}.PolicyLayout_noteLinkGold__1ovd7{color:var(--gold);font-weight:600;text-underline-offset:3px}@keyframes PolicyLayout_fadeSlideLeft__y8C_U{0%{opacity:0;transform:translateX(-16px)}to{opacity:1;transform:translateX(0)}}@keyframes PolicyLayout_cardReveal__Silon{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}@media (max-width:820px){.PolicyLayout_policyLayout__GwAqO{grid-template-columns:1fr;gap:2rem;padding:2.5rem 1.5rem 4rem}.PolicyLayout_toc__EkTMK{position:static}}@media (max-width:480px){.PolicyLayout_cardHeader__vkFVu{padding:1.1rem 1.25rem}.PolicyLayout_cardBody__nBVzK{padding:1.25rem}}.CtaStrip_ctaStrip__GyNAU{--navy:#0b1f4a;--navy-mid:#132a5e;--gold:#f5a623;--white:#fff;--r-sm:8px;background:var(--gold);padding:2.5rem 2rem;text-align:center}.CtaStrip_ctaHeading__dgOUL{font-family:Playfair Display,Georgia,serif;font-size:clamp(1.6rem,3vw,2.2rem);font-weight:800;color:var(--navy);margin-bottom:.5rem}.CtaStrip_ctaText__JgysF{font-size:1.15rem;color:rgba(11,31,74,.7);margin-bottom:1.5rem}.CtaStrip_ctaButton__5Ys6B{display:inline-flex;align-items:center;gap:8px;background:var(--navy);color:var(--white);font-weight:700;font-size:1.15rem;padding:12px 28px;border-radius:var(--r-sm);text-decoration:none;transition:background .18s,transform .15s}.CtaStrip_ctaButton__5Ys6B:hover{background:var(--navy-mid);transform:translateY(-1px)}